MTS Bank: Reviews are very contradictory
Moscow Bank for Reconstruction and Development, not solong renamed into such a familiar word for every word - MTS, - positions itself as a young and efficient bank. But is it? After all, the MTS Bank, which can be found on the relevant forums, is quite contradictory. Some talk about the excessive greed of leadership and rudeness of employees. Others, on the contrary, praise him. So what is the MTS Bank? Reviews until we touch will not, because, as they say, everyone has their own truth. Let's try to understand ourselves: let's compare the credit program of MTS-Bank with similar services of other financial organizations.
What can MTS Bank offer to its customers?
If you are an individual and want to take a loan in thisbank, first you should carefully read all the proposed loan programs. You can search for special topics on the topic "MTS Bank: credit reviews" and read the opinions of users, and then, if you have not changed your mind, go to the official page of the bank and get the information you need. So, what is available? What types of loans can the bank offer and what are the conditions for obtaining a consumer loan?
Provided for a period of 3 months to 5 years, andits amount varies from 20 to 250 thousand rubles. Very pleased with the short waiting time for the decision on your issue, but interest rates are such that the loan, somehow you do not want to register immediately. From 34.9% per annum to 59.9%. The only thing that can comfort a borrower is the possibility of early repayment, which does not depend on the volume and maturity date.
Conventional consumer credit
The term for which you can take credit,remains unchanged: from 3 to 60 months. The speed of the decision making by the banking management is not changing for the better - in this case, the waiting period can last up to 3 days. The amount is also changing, or rather, the maximum limit of the amount that you can be given varies. This is logical, since in express loans there is a great risk that the amount of the loan will not be returned, so interest rates are so high. The maximum amount of the type of loan in question is 1 000 000 rubles. Interest rates have fallen, and now equal to 17.9% -34.9% per annum. There remained the possibility of early repayment with all the ensuing amenities.
Remaining loan programs
And what kind of lending can MTS-Bank offer for small and medium-sized businesses?
Here much more extensive choice of creditprograms - starting with leasing and overdraft, and ending with the issuance of a bank guarantee. Comments on this matter are meaningless. Since, according to eyewitnesses, MTS-Bank provides loans for small and medium-sized businesses on an individual basis. For this reason, it is useless to discuss this topic.
MTS Bank: reviews and conclusions
So, what happens?But that: a small choice of loan programs with fairly high interest rates for individuals and a much more diverse package provided to entrepreneurs. Perhaps, entrepreneurs should also consider MTS-Bank's proposals in more detail, but private individuals can only be sympathetic. Since with such large interest on loans they will have to tighten their belts and try to pay the loan as soon as possible. If you still decided to use the services of this institution, refer to special resources, find the section "MTS Bank". The addresses of this financial institution will certainly be indicated there. Choose the nearest office for yourself and go for information, so to speak, first-hand.